Pre-purchase Counseling:
Pre-purchase Counseling is  for those interested in buying a home but aren't quite prepared financially to purchase immediately.  Action steps are created to put you on the right track.  The key to successfully completing this program is personal motivation and the drive to own your own home.  

Financial Literacy / Capabilities:
These classes are designed to increase your financial knowledge and skills.  They motivate positive changes in financial behavior over time to build and preserve your assets over a lifetime.  Whether you are planning to purchase a home, save for educational expenses or retirement – good money management is an important first step.

(989) 686-6800 for Education

~    114 Washington Ave Bay City, MI 48708   ~

Call Jessica (ext. 207) to schedule BEFORE submitting payment

​~Community Home Solutions~

Community Home Solutions has been counseling home buyers and home owners for more than a decade.
Our knowledge of Homeownership Counseling has earned us a reputation as the place to turn to when seeking assistance for home purchase or retention. 


Don't forget these REQUIRED DOCS - They are fillable or printable and can be sent back via email, fax or mailed to me.

Click  here  for a video preview.

To get started, click here.

REQUIRED DOCUMENTS - Complete, sign and return them either either via email to or fax to 989-686-6948.  You will have to pass the online course with a 80% AND submit the documents before a certificate can be issued.

Buying a home is a big deal, whether you're doing it for the first time or getting back into the ever-changing market. When you educate yourself for smart homeownership with Framework, you'll navigate every step of the process with confidence. The Framework course is affordable too: just $75.

Please take the time to review theseResources.

Homebuyer Education

Is buying a home right for you?

If you think you're ready to buy a home but are unfamiliar with the process this class is perfect for you!

This energetic class is suited for those who want to learn more about purchasing a home.

This class includes topics such as:

  • What to look for in a home
  • Working with real estate agents and lenders
  • Creating and maintaining a budget
  • Understanding mortgage programs and processes

Education Required Documents