~ (989) 893-9292 for Housing Program ~ (989) 686-6800 for Education ~
~ 114 Washington Ave Bay City, MI 48708 ~
Financial Literacy / Capabilities
These classes are designed to increase your financial knowledge and skills. They motivate positive changes in financial behavior over time to build and preserve your assets over a lifetime. Whether you are planning to purchase a home, save for educational expenses or retirement – good money management is an important first step.
* 10% of total project costs for homeowners between 60% and 69.9% AMI
* 20% of total project costs for homeowners between 70% and 79.9% AMI
Foreclosure Prevention Counseling
Don't wait until you're too late!
Are you having difficulty making your monthly mortgage payments? You need to take action immediately by contacting CHS. Our counselors will be able to help you keep your home and avoid foreclosure or transition out of your home and into the next stages of home ownership.
Whether you are struggling to stay current or already delinquent, our counselors want to meet with you to discuss all options available including:
Be prepared to discuss your problems honestly and in detail.
At Community Home Solutions, we have access to resources that you may or may not know about. Our goal is to help you with the necessary steps with whatever option you choose.